Hi! I'm Jai Kushwaha, an experienced professional
and a Data Science Enthusiast
Portfolio
A professional with 11 years of experience overall and 6 years of experience in Data analysis, Data Visualization, and Machine Learning in Credit Risk Analytics, with a background in Statistics, analytical tools, Machine Learning, and Deep Learning. 8 Machine learning models were successfully guided, together with their Model Insights, Governance, Deep Impact Analysis, Model KPIs, and Validation. Domain competence in banking, finance, and insurance, as well as managing open projects in the field of e-commerce. Well-versed in a variety of programming languages, including Python, R, SQL, and SAS, as well as big data products such as Teradata and Fizurre.
NLP and Brand perception analysis (Social media analytics - Text mining)
Deep Learning- Trigger Word Detection
Machine Learning Model Deployment in Heroku
Netflix-Description-of-Movies-and-TV-shows-analysis
Time Series Forecasting
Skills & Expertise
Technical Skills
Python
95%
R
90%
SQL
88%
Machine Learning
92%
Deep Learning
85%
AWS
80%
Domain Expertise
Credit Risk Analytics
96%
Banking & Finance
94%
Data Visualization
90%
Statistical Analysis
93%
E-commerce
82%
Project Management
87%
Tools & Technologies
Professional Experience
Senior Consultant Analytics
EXL Service
2021 - 2022
Leading credit risk analytics projects for major banking clients. Developed and deployed 4 machine learning models for loan default prediction with 92% accuracy. Managed a team of 5 data scientists and analysts.
Assistant Manager
Indian Overseas Bank
Specialized Debt Recovery Branch
2019 - 2021
Designed and implemented comprehensive data analysis solutions for finance and debt Recovery clients. Specialized in time series forecasting and Recovery forcasting with a portfolio of 330 Million Rs.
Assistant Manager Analyst
Indian Overseas Bank
2016 - 2019
Huge data analysis and Western Grid Clearing management with a team of 15 people.
Probationary Officer
Financial Specialist &
Wealth Management
Indian Overseas Bank
2014 - 2016
Led the development of risk assessment models for MSME lending. Created dashboards and reports for C-level executives. Implemented model governance frameworks.
IT Engineer
Ashirwad Total IT Solutions
2013 - 2014
Billing System Development for small scale business owners .
System Engineer
Tata Consultancy Services
2010 - 2012
ETL & Data pipelines creation US clients(Bank of America and Genworth).
About Me
I am a self-motivated learner that is prepared to go above and beyond on any project and gain essential skills on my own time. I taught myself computer programming languages and worked on open projects because I wanted to understand how to code, statistics, and data science. My experience, skill set, adaptability, and eagerness to learn have helped me excel in every role.
With 11 years of professional experience and 6 years focused on data analytics, I've developed strong expertise in converting complex data into actionable insights. I'm particularly passionate about using machine learning and artificial intelligence to solve real-world business problems in the financial sector.
Outside of work, I enjoy contributing to open-source projects, participating in Kaggle competitions, and mentoring aspiring data scientists. I believe in continuous learning and regularly attend conferences and workshops to stay updated with the latest advancements in data science.
Testimonials
"Jai's expertise in credit risk analytics transformed our lending process. His machine learning models have significantly reduced our default rates while increasing approval rates."
"Working with Jai was a game-changer for our analytics team. His deep understanding of both the technical and business aspects helped us implement solutions that truly impacted our bottom line."
"Jai's ability to explain complex statistical concepts in simple terms made our collaboration incredibly productive. His models have been instrumental in our strategic decision-making."
Get In Touch
Interested in collaborating or have a project in mind? Feel free to reach out to me using the form below or through my contact details.